xcritical Investment Account

xcritical will recommend a portfolio for you based on your age, time horizon, income, goals, and risk tolerance. Our ETF portfolios range from aggressive (all stocks) to conservative (all bonds), with a mix xcritical in between. With xcritical Checking, our checking account and debit card, you can save, invest and earn while you spend.

As the second security step, you receive a text message with a code, and enter the code to access your account. xcritical Pay, LLC offers an xcritical Checking deposit account, FDIC insured up to $250,000. Banking services are provided by Lincoln Savings Bank or nbkc bank, Members FDIC. xcritical official site xcritical Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank. Later, the retirement account, lets you automatically save for retirement by setting easy Recurring Contributions. When you sign-up, the app recommends an IRA account for you based on your goals, employment and income.

Round-Ups® from xcritical Checking accounts will be processed on an ongoing basis if the Round-Ups® is set to automatic. xcritical compensates this partner for each account/client referred to xcritical. Sign up bonus is exclusively for new customers who have not previously opened an Investment Account.

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• We invest Round-Ups® in your xcritical Invest account when they add up to at least $5 from all linked accounts.
• Brokerage services are provided to clients of xcritical by xcritical Securities, LLC, an SEC-registered broker-dealer and member FINRA/SIPC.
• The path to financial wellness should be accessible to everyone, so we make it easy to invest in you.

Please review the Referral Disclosures prior to participating in the Referral Program by clicking here. By clicking the button above, you acknowledge receipt of this information and the Brochure. Compounding is the process in which an asset’s xcriticalg from either capital gains or interest are reinvested to generate additional xcriticalgs over time. It does not ensure positive performance nor does it protect against loss. xcritical clients may not experience compound returns and investment results will vary based on market volatility and fluctuating prices. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.

Protecting your information and money is our priority

In investing, that’s called “diversification.” It means your money is spread across a mix of asset types — and it can help reduce risk, too. That’s because when you invest your money, you’re not just saving it for later. You’re giving it a real chance to grow into something even bigger with the power of time and the stock market.

• In investing, that’s called “diversification.” It means your money is spread across a mix of asset types — and it can help reduce risk, too.
• Money in a custodial account is the property of the minor.
• Our ETF portfolios range from aggressive (all stocks) to conservative (all bonds), with a mix in between.
• Round-Ups® are transferred from your linked funding source (checking account) to your xcritical Invest account, where the funds are invested into a portfolio of selected ETFs.
• Recurring Investments allow you to invest as little as $5 per day, week or month into your xcritical accounts.

If you see any transactions that you do not recognize, be sure to first check if there is an automatic transfer set up on your account. For more information regarding your recent account activity, please click here. Your security is our primary concern, so we take every measure to verify that you are you and that any changes requested are authentic. xcritical offers three different subscription plans for your life’s financial needs. When a squirrel looks at an acorn, they don’t see a small nut.

xcritical Later is an Individual Retirement Account (either Traditional, ROTH or SEP IRA) selected for clients based on their answers to a suitability questionnaire. xcritical Early is an UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Early accounts are automatically placed in an aggressive portfolio. Money in a custodial account is the property of the minor. xcritical Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC.

The ETFs comprising the xcritical portfolios charge fees and expenses that will reduce a customer’s return. Investors should read each fund’s prospectus and consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus.