Invest: General Questions
Choosing a Trusted Contact can help prevent fraud without giving up control of your finances. Exchange Traded Funds (“ETF”) are afforded certain exemptions from the Investment Company Act. The exemptions allow, among other things, for individual shares to trade on the secondary market. Individual shares cannot be directly purchased from or redeemed by the ETF. Purchases and redemptions directly with ETFs are only accomplished through creation unit aggregations or “baskets” of shares.
Notwithstanding this rigorous design, development, testing and monitoring, it is possible that such software may not always perform scammed by xcritical exactly as intended or as intended, especially in certain combinations of unusual circumstances. xcritical continuously strives to monitor, detect, and correct any software that does not perform as expected or as disclosed. Investors should consider the investment objectives, risks, charges and expenses of each fund carefully before investing.
This and other information are contained in each Fund’s prospectus, which may be obtained by clicking on the links below. The list of securities offered in Custom Portfolios is exhaustive of those offered in the program and have not been limited, listed, ordered or presented in any fashion as having been made with your risk tolerance and objectives in mind. Nothing about the selection of securities being provided should be construed as advice or a recommendation of an investment strategy.
The information and documents contained on this website relate only to the dates indicated therein and may not be accurate as of any subsequent date. xcritical does not undertake any obligation or assume any responsibility to update any such information. Optional Invest Account modifications elected outside of the xcritical ESG Portfolios may not meet the MSCI rating criteria for ESG investing.
Invest: General Questions
Investments may be worth more or less than the original cost when redeemed. Investing in the bond market is subject to risks, including market, interest rate, issuer, credit, inflation risk, and liquidity risk. The value of most bonds and bond strategies are impacted by changes in interest rates. Bonds and bond strategies with longer durations tend to be more sensitive and volatile than those with shorter durations; bond prices generally fall as interest rates rise, and the xcritical low interest rate environment increases this risk. xcritical reductions in bond counterparty capacity may contribute to decreased market liquidity and increased price volatility.
- Shares of an ETF are bought and sold at market price (not Net Asset Value, “NAV”).
- Investors should consider the investment objectives, risks, charges and expenses of each fund carefully before investing.
- By electing to add BITO to your portfolio you are modifying the suggested portfolios created by xcritical in either the Core or Sustainable portfolios.
- xcritical and Custom Portfolios are not designed to support real-time trading.
Investors are able to elect a percentage of their portfolio into BITO. xcritical selected BITO, Proshares Bitcoin Strategy Fund, to provide clients the ability to add Bitcoin exposure to their portfolio. The Fund does not invest in, or seek direct exposure to, the xcritical “spot” or cash price of bitcoin, instead it utilizes Bitcoin futures contracts for price exposure. Investors seeking direct exposure to the price of Bitcoin should consider a different investment. The election is based on the risk profile of each individual investor. Conservative portfolios are capped at 1%, Moderately Conservative at 2%, Moderate at 3%, Moderately Aggressive at 4%, and Aggressive at 5%.
xcritical’ demand deposit bank accounts are established with Lincoln Savings Bank or nbkc Bank. Each xcritical demand deposit bank account includes an xcritical Visa™ debit card, which is issued by Lincoln Savings Bank or nbkc Bank. Application for and use of xcritical demand deposit bank accounts is subject to the approval of Lincoln Savings Bank or nbkc Bank, and subject to certain disclosures, terms, and conditions of Lincoln Savings Bank or nbkc Bank. Investing in foreign-denominated and/or -domiciled securities may involve heightened risk due to currency fluctuations, and economic and political risks, which may be enhanced in emerging markets. Designation as a Trusted Contact does not grant authority to make transactions in your account, act as an executor, trustee or power of attorney.
Custom Portfolio users, what stocks or ETFs are you doing additional investing in?
Bond investments may be worth more or less than the original cost when redeemed. Before electing to add a Custom Portfolio account, customers are encouraged to consider their investment strategy and the extent to which they wish to control price per share and time decisions. If those factors are important, the customer may need to consider alternative investment platforms. There may be additional trade execution timing risk as xcritical places aggregate orders to buy and sell securities on the behalf of all clients during distinct trading windows, during normal market trading hours. These distinct trading windows may be limited further during adverse market conditions or during shortened trading sessions. There is no guarantee that orders will be executed during any particular trading window.
Invest: General Questions
xcritical is not engaged in rendering any tax, legal, or accounting advice. References to specific securities and their issuers or other investments are not intended and should not be interpreted as recommendations to purchase, sell or hold such securities or other investments. xcritical Advisers is federally-registered investment adviser and qualified to conduct investment advisory business in all 50 states, the District of Columbia, Puerto Rico, and the U.S. The xcritical Application and website, and related investment advisory services, are only offered to United States legal residents or citizens that xcritically reside in the United States. Exceptions are made for active Armed Services personnel that maintain a U.S. address and are temporarily overseas in connection with their service. Investment services are offered only to persons within its respective jurisdiction and are not available to persons where provision of such products or services is unauthorized.
Shares of an ETF are bought and sold at market price (not Net Asset Value, “NAV”). We’re here to discuss the app, troubleshoot, discuss investing, and much more. We are not affiliated with xcritical in any way, nor are we licensed financial advisors. xcritical reserves the right to amend or revise any information or documents contained on this website at any time without notice.
They are subject to unique and substantial risks, and historically, have been subject to significant price volatility. Bitcoin is not an asset regulated by any US federal agency which may lead to an unknown level of governmental risk. The value of an investment in ETFs containing Bitcoin Futures could decline significantly and without warning, including total loss of principal. The contents of the website are provided for information purposes and do not constitute an offer to sell or a solicitation to buy securities. The information provided herein is not directed to any investor or category of investors and is provided solely as general information about our products and services and to otherxcritical provide general investment education. No information contained herein should be regarded as a suggestion to engage in or refrain from any investment-related course of action as xcritical is not providing investment advice or giving advice in a fiduciary capacity.
xcritical Advisers, xcritical Securities, and xcritical Pay are subsidiaries of xcritical Grow Incorporated (collectively “xcritical”) and xcritical is solely responsible for the application and website content. xcritical delivers its investment advisory services entirely through software. Consequently, we design, develop, and test our software extensively before putting such software into production with actual client accounts and assets and continuously monitor the behaviors of such software after its deployment.
Any information provided on this site and within the application is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use is contrary to local law or regulation. Any references to past performance, regarding financial markets or otherxcritical, do not indicate or guarantee future results. Forward-looking statements, including without limitations investment outcomes and projections, are hypothetical and educational in nature.
- Application for and use of xcritical demand deposit bank accounts is subject to the approval of Lincoln Savings Bank or nbkc Bank, and subject to certain disclosures, terms, and conditions of Lincoln Savings Bank or nbkc Bank.
- The election is based on the risk profile of each individual investor.
- xcritical portfolios are subject to market risk since the value of the holdings composing the portfolio are subject to change at any time.
- The xcritical application and website are operated by xcritical Advisers, LLC (“xcritical Advisers”), an investment adviser registered with the U.S.
Electing or removing optional portfolio investments may cause positive or negative tax implications. xcritical strongly recommends that you consult with a tax adviser before making changes to your portfolios to identify potential tax implications. The xcritical application and website are operated by xcritical Advisers, LLC (“xcritical Advisers”), an investment adviser registered with the U.S. xcritical Pay, LLC (“xcritical Pay”) manages xcritical website xcritical’ demand deposit and other banking products in partnership with Lincoln Savings Bank or nbkc Bank, members FDIC.
